Credit score and ISA Investments

Hi there,

I was wondering if my savings inside Plum are increasing my personal Credit Score in Uk,
or aren’t they recognised in Uk?

Also the ISA investments are recognised in Uk inside to my credit score?

Thank you for your help!

@StevenIronn Hey there, I hope you are well!

I would be happy to help you with that.

When you apply for an ISA with us, we do not run any hard checks and it should not affect your credit rating.

We do run a soft search in order to verify your identity with publicly available data i.e. electoral roll registration.

All in all, applying for a Stocks and Shares ISA or General Investment Account with Plum will not affect your credit score and may only appear in the soft searches section of your credit report which is not visible to others than you.