I’ve been using plum around 3 months and whilst I do like it, one thing that bugs me is the time delay where my funds are just sitting in limbo.
I perfectly understand why investments take time and do not have an issue with this. My issue is my automatic savings going into pockets take the best part of a week, and even so called instant deposits are never available funds for at least two working days.
In today’s world, with faster payment technology, I don’t understand why instant can’t mean instant. If this doesn’t improve, I may well reconsider where I put my savings in future.