True balance always in negative why is this?

I don’t understand why my true balance is always in the negative? If I’ve for example purposes: £400 after bills then it should divide that by the days/weeks left until pay day and drop as I spend? Does it take into account what plum is attempting to set aside? It doesn’t show a true figure of actual money left, which makes it difficult to use as a guide. Therefore I just don’t use it anymore, just want an explanation as to why it’s always in the negative

Hey there! :wave:

This might need further investigation. Could you please an email to ? One of our agents will be happy to assist you :blush:



Same thing here, payday was yesterday, true balance seemed to be behaving pretty accurately, today it’s gone in to the negative.

I can’t make sense of it.