Why instant deposits to investments are not instant?

Hi :wave:

With regards to instant deposits, there is a little confusion surrounding this!

When you make an investment from your bank, the money first transfers to your Plum account - this part in instant. However, when you invest into a stocks and shares ISA, your stocks need to be bought and this part takes time which is why you are seeing the completion date being much later than expected.

Instant deposits are new for us, therefore there is work to be done to make this more clear as we understand there is confusion referring to investments as โ€˜Instantโ€™ - we are on the case to improve this!

Thank you!